Topstep vs FTMO Futures: prop firm rules compared

At the $50,000 account size, Topstep's evaluation allows a $2,000 max drawdown (end-of-day trailing, locks at breakeven) against FTMO Futures' $2,000 (end-of-day trailing, locks at breakeven), with profit targets of $3,000 and $3,000 respectively. Both allow the same dollar drawdown at that size. Both apply a consistency rule (Topstep: max 55% of total profit from one day; FTMO Futures: max 40% of total profit from one day). Payouts are per cycle: 5 winning days of $150+ (standard) or 3 days at ≤40% consistency at Topstep and every 4 qualifying days (growth) / 5 (pro) at FTMO Futures.

Rule (evaluation phase)
FFFTMO FuturesGrowth model
$50,000 account
Profit target$3,000$3,000
Daily loss limitNoneNone
Max drawdown$2,000$2,000
$100,000 account
Profit target$6,000$6,000
Daily loss limitNoneNone
Max drawdown$3,000$3,500
$150,000 account
Profit target$9,000$9,000
Daily loss limitNoneNone
Max drawdown$4,500$5,000
Firm-wide
Drawdown modelEnd-of-day trailing, locks at breakevenEnd-of-day trailing, locks at breakeven
Consistency ruleMax 55% of total profit from one dayMax 40% of total profit from one day
Minimum trading days2 trading daysNone
Profit split90/1090/10
Payout frequencyPer cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistencyEvery 4 qualifying days (Growth) / 5 (Pro)
Account sizes offered$50,000 · $100,000 · $150,000$50,000 · $100,000 · $150,000
Rules confidenceRules verifiedRules approximate

FTMO Futures figures are for the Growth model; it also sells: Pro (hard daily loss).

Which one should you pick?

It depends on how you trade. A trader who takes a few larger positions is exposed to a consistency rule and an intraday-trailing drawdown very differently from one who scalps small size all session; payout cadence and profit split matter more once you are funded than during the evaluation. Read both rule sets in the table above against your own average day, then confirm the current terms on Topstep's site and FTMO Futures's site. PassTraq tracks challenges at both firms using the same rule presets shown here.

More comparisons

Rules are sourced from each firm's official help centre and can change without notice — always confirm on the firm's site before buying an evaluation. Where a link is a partner link, it is marked as such.